body {
  font-family: system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
}

.hero-section {
  background: linear-gradient(135deg, #f8fbff 0%, #e6f0ff 50%, #ffffff 100%);
}

/* .navbar-brand {
  letter-spacing: 0.8em;
} */

/* .navbar-nav .nav-link {
  margin-bottom: 0.5rem;
} */

.nav-link {
  display: block;
  padding: var(--bs-nav-link-padding-y) var(--bs-nav-link-padding-x);
  font-size: var(--bs-nav-link-font-size);
  font-weight: var(--bs-nav-link-font-weight);
  color: #0d378c;
  text-decoration: none;
  background: 0 0;
  border: 0;
  transition: color 0.15s ease-in-out, background-color 0.15s ease-in-out, border-color 0.15s ease-in-out;
}

.navbar-nav {
  --bs-nav-link-padding-x: 0;
  --bs-nav-link-padding-y: 0.5rem;
  --bs-nav-link-font-weight: ;
  --bs-nav-link-color: red;
  --bs-nav-link-hover-color: red;
  --bs-nav-link-disabled-color: var(--bs-navbar-disabled-color);
  display: flex;
  flex-direction: column;
  padding-left: 0;
  margin-bottom: 0;
  list-style: none;
}

/* =========================
   NAVBAR: custom local styles
   ========================= */

.navbar {
  background-color: #ffffff;
  border-bottom: 1px solid #dee2e6;
  padding: 0.75rem 0;
}

/* Make the navbar container a flex row */
.navbar .container {
  display: flex;
  align-items: center;
  justify-content: space-between;
}

/* Brand / logo area */
.navbar-brand {
  display: flex;
  align-items: center;
  font-weight: 700;
  color: #0d378c;
  text-decoration: none;
  font-size: 1.05rem;
}

.navbar-brand img {
  height: 60px;
  width: auto;
  margin-right: 0.5rem;
}

.navbar-brand span {
  white-space: nowrap;
}

.navbar-brand:hover,
.navbar-brand:focus {
  color: #071c45;
}

/* Toggler (mobile hamburger) */
.navbar-toggler {
  border: none;
  background: transparent;
  padding: 0.25rem 0.5rem;
}

.navbar-toggler:focus {
  outline: none;
  box-shadow: none;
}

/* Kill Bootstrap's default icon image and draw our own */
.navbar-toggler-icon {
  background-image: none;
  position: relative;
  width: 1.5rem;
  height: 1.5rem;
}

.navbar-toggler-icon::before,
.navbar-toggler-icon::after {
  content: "";
  position: absolute;
  left: 0;
  right: 0;
  height: 2px;
  border-radius: 999px;
  background-color: #0d378c;
}

.navbar-toggler-icon::before {
  top: 0.4rem;
}

.navbar-toggler-icon::after {
  bottom: 0.4rem;
}

/* Collapse behavior (used by Bootstrap JS) */
.collapse:not(.show) {
  display: none;
}

.collapse.show {
  display: block;
}

/* Nav list + links */
.navbar-nav {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: 0.5rem;
  list-style: none;
  margin-bottom: 0;
  padding-left: 0;
}

.nav-link {
  display: block;
  font-size: 1.1em;
  font-weight: 700;
  color: #0d378c;
  text-decoration: none;
  padding: 0.25rem 0;
  position: relative;
  transition: color 0.15s ease-in-out;
}

/* Underline-on-hover effect */
.nav-link::after {
  content: "";
  position: absolute;
  left: 0;
  bottom: -0.2rem;
  width: 0;
  height: 2px;
  background-color: #c9000c;
  transition: width 0.2s ease;
}

.nav-link:hover,
.nav-link:focus {
  color: #c90000;
}

.nav-link:hover::after,
.nav-link:focus::after,
.nav-link.active::after {
  width: 100%;
}

.navbar-nav .nav-link.active {
  color: #c90000;
}

.navbar-nav .nav-link.active:hover,
.navbar-nav .nav-link.active:focus {
  color: #c90000;
}

.navbar-nav .nav-link.active::after {
  background-color: #c90000;
}

/* Desktop layout (match "navbar-expand-lg") */
@media (min-width: 992px) {
  .navbar {
    padding: 0.5rem 0;
  }

  .navbar-toggler {
    display: none; /* hide hamburger on desktop */
  }

  .collapse {
    display: block !important;
  }

  .navbar-collapse {
    display: flex !important;
    justify-content: flex-end;
    margin-top: 0;
  }

  .navbar-nav {
    flex-direction: row;
    align-items: center;
    gap: 1.75rem; /* spacing between menu items */
  }

  .nav-link {
    padding: 0;
  }
}

.footer {
  font-size: 0.9rem;
}

.footer-link {
  color: #f8f9fa;
  margin-left: 0.75rem;
  text-decoration: none;
  font-size: 0.85rem;
}

.footer-link:hover {
  text-decoration: underline;
}

.card h2,
.card h3 {
  color: #0d378c;
}

.btn-primary {
  background-color: #0d378c;
  border-color: #0d378c;
}

.btn-primary:hover {
  background-color: #0a2965;
  border-color: #0a2965;
}

.bg-primary {
  background-color: #fdfdfd !important;
}

.text-primary {
  color: #0d378c !important;
}

/* Match alert-primary to site primary colors */
.alert-primary {
  background-color: #0d378c;
  border-color: #0a2965;
  color: #ffffff;
}

/* Change the color of the calendar form place holder and remove the counter */

/* Softer placeholder color on calculator inputs */
#loan-calculator .form-control::placeholder {
  color: #b3b3b3; /* tweak this value as needed */
  opacity: 1; /* Firefox likes this */
}

/* Optional: slightly lighter on focus too */
#loan-calculator .form-control:focus::placeholder {
  color: #cccccc;
}

/* Remove number input spinners in WebKit (Chrome, Edge, Safari) */
#loan-calculator input[type="number"]::-webkit-outer-spin-button,
#loan-calculator input[type="number"]::-webkit-inner-spin-button {
  -webkit-appearance: none;
  margin: 0;
}

/* Remove number input spinners in Firefox */
#loan-calculator input[type="number"] {
  -moz-appearance: textfield;
}

/* Fix modal issues for the loans page */

.modal-title {
  color: #011a4a;
  font-size: 10px;
}

.text-start {
  text-align: left !important;
}

/* Back to Top button */
.back-to-top {
  position: fixed;
  bottom: 20px;
  right: 20px;
  width: 48px;
  height: 48px;
  border-radius: 50%;
  border: 2px solid #c90000;
  background-color: #ffffff;
  color: #c90000;
  display: none;
  align-items: center;
  justify-content: center;
  font-size: 1.5rem;
  cursor: pointer;
  z-index: 1200;
  box-shadow: 0 0.25rem 0.75rem rgba(0, 0, 0, 0.2);
  transition: background-color 0.2s ease, color 0.2s ease, transform 0.2s ease;
}

.back-to-top:hover {
  background-color: #c90000;
  color: #ffffff;
  transform: translateY(-2px);
}

.back-to-top.show {
  display: flex;
}

/* Adjust space between calculator labels and fields */
@media (min-width: 576px) {
  .col-sm-4 {
    flex: 0 0 auto;
    width: 22%;
  }
}