Frequently Asked Questions
These quick answers can help guide you as you explore the right loan option for your business. For more detailed questions, we encourage you to speak directly with a funding specialist.
Yes, in many cases — especially for non–asset-based products. Our merchant cash advance and certain working capital and interest-only term loan options can fund within hours of
application submission. Every business is different, so timing ultimately depends on your profile and documentation.
Not in all cases. Some loan types and lenders require a personal guarantee, while others can be structured primarily on business assets and cash flow. We will explain any personal
guarantee requirements with your offer so you can make an informed decision.
Yes. We can typically lend up to around 70% of the property’s value and use your business income to help you qualify for a larger loan than your business alone might support. This
can be a powerful way to unlock capital for expansion, equipment, or working capital.