Our 7 Loan Programs

We provide a wide range of business financing options. Below is a snapshot of our core programs and typical terms. Actual rates and structures depend on creditworthiness, collateral, and lender guidelines.

Asset Based Loans

Use your company’s assets — such as equipment, inventory, contracts, invoices, purchase orders, and real estate — to secure a flexible line of credit.

  • Loan Amount: $250,000 to $60,000,000
  • Term: 1–5 years
  • Typical Rate: 7%–17%
  • Funding Speed: 2–4 weeks

Commercial Real Estate Loans

Finance the purchase, refinance, or construction of commercial property with long-term, amortizing loans.

  • Loan Amount: $100,000 to unlimited
  • Term: up to 480 months
  • Rates from: ~3.75%
  • Funding Speed: 5–10 days

Equipment Loans

Purchase new equipment or unlock working capital from existing equipment with structured financing.

  • Loan Amount: $25,000 to $100,000,000
  • Term: 2–5 years
  • Rates start at: ~6.75%
  • Funding Speed: 5–30 days

Structured Finance

Customized financing solutions that leverage equity in investment, commercial, or personal properties.

  • Loan Amount: $100,000 to $6,000,000
  • Term: 12–60 months
  • Starting Rate: ~12%
  • Funding Speed: Typically ~2 weeks

Term Loans

Fixed-term loans that provide a lump sum of capital with predictable payments.

  • Loan Amount: $25,000 to $500,000
  • Term: 2–10 years
  • Rates: ~5.75%–24%
  • Funding Speed: As fast as 3 days

Working Capital Loans

Fast, short-term funding designed to cover day-to-day cash flow needs.

  • Loan Amount: $10,000 to $6,000,000
  • Term: 3–24 months
  • Rates vary by program
  • Funding Speed: Same day options available

Real Estate Development

Financing solutions for builders and investors, from ground-up construction to value-add projects and recapitalizations.

  • Programs: Ground-up construction (GUC), horizontal land development, subdivisions
  • Investor loans: Fix and flip, bridge financing
  • Refinance options: Cash-out refinance for stabilized assets
  • Structure: Terms and underwriting vary by project scope